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Semi-Detached Listed 56 days ago

$499,000

20 Canterbury Drive, St. Catharines, ON L2P 3M7

456 - Oakdale · St. Catharines · L2P 3M7

Listing brokerage: EXP REALTY

Beds
3+1
Baths
2
Sq ft
700–1100
Parking
3

Monthly costs

Property taxes

$297/mo

$3,568 a year (2025)

The home

Lot size
30.4 × 100 ft
Basement
Finished, Finished with Walk-Out, Full, Separate Entrance
Parking
3 spots
Faces
East
Heating · cooling
Forced Air, Central Air
Possession
Immediate with Tenants

About this home

MOVE-IN READY SEMI-DETACHED HOME WITH INCREDIBLE IN-LAW POTENTIAL AND TURNKEY INVESTMENT APPEAL! Currently generating steady rental income from both the upper and lower levels, 20 Canterbury is a must-see property updated top-to-bottom (mostly 2022). The bright main level features a spacious living room with a massive picture window, a sizable dining area, 3 generous bedrooms with laminate flooring, a fully renovated bath, and a modernized kitchen with newer cabinets and appliances. The lower level offers fantastic independent living options, boasting a separate entrance, massive windows for a bright "main-floor feel," a large rec room with new flooring (2022), a second full bath, and ample storage. Complete with a dedicated kitchenette area. Enjoy peace of mind with a newer, energy-efficient furnace and AC. Exceptional location close to schools, parks, restaurants, and grocery stores, plus a short drive to the Outlet Collection at Niagara and the Pen Centre.

All details22 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+1
Bathrooms
2
Kitchens
2
Rooms
14
Den / family room
Yes
Size
700-1100 sq ft

Features

  • In-Law Capability
  • Carpet Free
  • Primary Bedroom - Main Floor
  • In-Law Suite

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
0

Features

  • Available

Exterior & Lot

Exterior
Aluminum Siding
Roof
Shingles
Foundation
Concrete

Other structures

  • Fence - Full

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13695384
Type
Semi-Detached
Transaction
For Sale
Neighbourhood
456 - Oakdale
Cross streets
HARTZEL RD
Rooms · 16Foyer ×2, Living Room ×2, Dining Room, Kitchen ×2, Bedroom, Bedroom 2, Bedroom 3, Bathroom ×2, Recreation, Laundry, Washroom ×2
  • Foyer

    Main

    1.35 × 1.19 m · 4′5″ × 3′11″

  • Living Room

    Main

    4.45 × 3.86 m · 14′7″ × 12′8″

  • Dining Room

    Main

    4.19 × 2.57 m · 13′9″ × 8′5″

  • Kitchen

    Main

    3.12 × 3.07 m · 10′3″ × 10′1″

  • Bedroom

    Main

    3.48 × 3.05 m · 11′5″ × 10′0″

  • Bedroom 2

    Main

    3.05 × 2.74 m · 10′0″ × 9′0″

  • Bedroom 3

    Main

    3.48 × 2.59 m · 11′5″ × 8′6″

  • Bathroom

    Main

    2.74 × 1.55 m · 9′0″ × 5′1″

  • Foyer

    Basement

    1.09 × 0.91 m · 3′7″ × 3′0″

  • Living Room

    Basement

    7.01 × 5.71 m · 23′0″ × 18′9″

  • Bathroom

    Basement

    2.08 × 1.60 m · 6′10″ × 5′3″

  • Recreation

    Basement

    4.93 × 2.59 m · 16′2″ × 8′6″

  • Kitchen

    Basement

    2.79 × 2.77 m · 9′2″ × 9′1″

  • Laundry

    Basement

    2.79 × 1.83 m · 9′2″ × 6′0″

  • 3-piece washroom

    Main

  • 3-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

20 Canterbury Drive, St. Catharines, ON L2P 3M7 · Near HARTZEL RD

Monthly cost

Estimated monthly cost

$2,507/mo

Mortgage
$2,209
Property tax
$297
Down payment$99,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$108,181

$99,800 down + $8,381 to $9,631 in closing costs

Ontario land transfer tax
$6,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$176

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$499,000

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