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DetachedListed 19 days ago

$789,000

21 Silverdale Drive, St. Catharines, ON L2M 3M9

442 - Vine/Linwell · St. Catharines · L2M 3M9

Listing brokerage: ROYAL LEPAGE NRC REALTY

Beds
3+1
Baths
2
Sq ft
1100–1500
Parking
4
Virtual tour

Monthly costs

Property taxes

$398/mo

$4,771 a year (2026)

The home

Lot size
65 × 117.2 ft
Style
Bungalow
Basement
Finished, Full
Parking
4 spots · Attached
Faces
North
Age
51-99 years
Heating · cooling
Forced Air, Central Air
Possession
Immediate

About this home

Natural light, a sophisticated palette, and beautifully refreshed spaces set the tone at 21 Silverdale Drive. Set on an established street close to parks, trails, schools, and neighbourhood amenities, this home features an inviting main floor, a flexible lower level, and a private backyard. Inside, the main floor has been opened up and refreshed from top to bottom. The dining room flows into a striking new kitchen with custom cabinetry, soft-close hardware, quartz counters, a new backsplash, sink, and faucet, plus a generous peninsula for prep and casual seating. New vinyl tile defines the kitchen, while refinished hardwood runs through the remainder of the main floor before giving way to the warm, inviting sunken living room, where a fireplace and sliding doors draw in natural light and connect seamlessly with the backyard. The 3 bedrooms on this floor boast large windows and generous closets, while the brand new 4-piece bathroom adds a clean, contemporary finish. Downstairs, the finished lower level adds remarkable flexibility with a full kitchen, a bedroom, a 3-piece bathroom, a recreation room, and a laundry room. New vinyl flooring, fresh paint, updated windows, and a new exterior door complete the space, while separate backyard access makes it ideal for guests, extended family, hobbies, or additional living space. The practical details continue with a large attached garage featuring a workshop area, extensive storage, and a second entry into the home with a convenient closet for seasonal gear. Outside, the fully fenced yard offers a covered patio, generous green space, improved landscaping, and a refurbished shed, while new doors, exterior lighting, window capping, gutters, downspouts, and a concrete walkout access from the basement add to the home's extensive updates. Whether the next chapter calls for more room, more flexibility, or simply a place that feels like home, 21 Silverdale Drive is ready for it.

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3+1
Bathrooms
2
Kitchens
2
Rooms
6
Size
1100-1500 sq ft
Fireplace
Wood

Features

  • In-Law Capability
  • Primary Bedroom - Main Floor

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1.5

Features

  • Private

Exterior & Lot

Exterior
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation
Concrete Block

Other structures

  • Fence - Full

Exterior features

  • Patio
  • Privacy

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X13827156
Type
Detached
Transaction
For Sale
Neighbourhood
442 - Vine/Linwell
Original price
$825,000
Cross streets
Vine Street to Silverdale Drive
Rooms · 14Dining Room, Kitchen ×2, Living Room, Bedroom, Bedroom 2, Bedroom 3, Bathroom ×2, Recreation, Bedroom 4, Laundry, Washroom ×2
  • Dining Room

    Main

    4.42 × 3.90 m · 14′6″ × 12′10″

    Large Window, Pot Lights

  • Kitchen

    Main

    5.40 × 2.80 m · 17′9″ × 9′2″

    Quartz Counter

  • Living Room

    Main

    5.21 × 3.99 m · 17′1″ × 13′1″

    Fireplace, W/O To Yard

  • Bedroom

    Main

    4.00 × 3.11 m · 13′1″ × 10′2″

    Hardwood Floor, Large Window, Closet

  • Bedroom 2

    Main

    3.75 × 3.05 m · 12′4″ × 10′0″

    Hardwood Floor, Large Window, Closet

  • Bedroom 3

    Main

    3.35 × 3.05 m · 11′0″ × 10′0″

    Hardwood Floor, Large Window, Closet

  • Bathroom

    Main

    2.50 × 1.68 m · 8′2″ × 5′6″

    4 Pc Bath

  • Recreation

    Basement

    6.34 × 3.44 m · 20′10″ × 11′3″

    Vinyl Floor, Pot Lights

  • Kitchen

    Basement

    4.39 × 3.44 m · 14′5″ × 11′3″

    Vinyl Floor

  • Bedroom 4

    Basement

    4.54 × 3.60 m · 14′11″ × 11′10″

    Double Closet

  • Bathroom

    Basement

    2.20 × 1.65 m · 7′3″ × 5′5″

    3 Pc Bath

  • Laundry

    Basement

    2.80 × 2.47 m · 9′2″ × 8′1″

  • 4-piece washroom

    Main

  • 3-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

21 Silverdale Drive, St. Catharines, ON L2M 3M9 · Near Vine Street to Silverdale Drive

Monthly cost

Estimated monthly cost

$3,891/mo

Mortgage
$3,494
Property tax
$398
Down payment$157,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$172,040

$157,800 down + $14,240 to $15,490 in closing costs

Ontario land transfer tax
$12,255
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$235

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$789,000

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