1 / 50
DetachedListed 166 days ago

$1,099,000

8 B686 DERBYSHIRE, The Archipelago, ON P2A 0B7

Archipelago · The Archipelago · P2A 0B7

Listing brokerage: Royal LePage In Touch Realty

Beds
3
Baths
1
Sq ft
1100–1500
Parking
0
Virtual tour

Monthly costs

Property taxes

$252/mo

$3,023 a year (2026)

The home

Style
1 1/2 Storey
Basement
Unfinished, Crawl Space
Parking
None
Faces
West
Age
6-15 years
Heating · cooling
Baseboard
Possession
Flexibile

About this home

Welcome to 8-B686 Derbyshire Island-an exceptional 3-season, 3-bedroom, 1-bath custom cottage set atop a striking granite outcrop. A beautifully crafted granite staircase gently leads to the shoreline, where an expansive deck, dock, and inviting beach area create the perfect waterfront playground for summer living.Enjoy breathtaking 180-degree views from north to south, with unforgettable sunrises and stunning moonrises. The generous deck and stone patio offer ideal spaces for entertaining or relaxing in complete tranquility. The patio features a fire pit and custom wood-burning hot tub-perfect for taking in the scenery day or night.A second, large natural beach lies along the southern portion of the property, accessed via a peaceful treed path-ideal for added recreation and family enjoyment. A 10x10 bunkie provides extra space for guests or growing teens.Located approximately 20 minutes south of Parry Sound by boat, this property is near the Sans Souci & Copperhead Association on Frying Pan Island, offering activities for all ages including day camp, tennis, and pickleball. Additional nearby amenities include a marina and restaurant, all accessible by boat. Surrounded primarily by parkland and Crown land, this is a rare opportunity to own a private Georgian Bay retreat.

All details24 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
7
Size
1100-1500 sq ft

Features

  • Water Heater Owned

Heating & Cooling

Heat source
Other

Parking

Covered spaces
0

Exterior & Lot

Exterior
Wood
Roof
Asphalt Shingle
Foundation
Piers
View
Panoramic, Bay
Waterfront
Direct
Water body
Georgian Bay

Exterior features

  • Deck
  • Hot Tub
  • Lighting
  • Privacy
  • Recreational Area
  • Seasonal Living

Utilities

Sewer
Septic

Taxes & Fees

HST
Included In

Listing

MLS® number
X13066820
Type
Detached
Transaction
For Sale
Neighbourhood
Archipelago
Original price
$1,199,000
Cross streets
Access by boat only. About 15-20 minute boat ride from marinas in Parry Sound
Rooms · 8Other, Kitchen, Bathroom, Pantry, Bedroom ×2, Primary Bedroom, Washroom
  • Other

    Main

    4.47 × 5.84 m · 14′8″ × 19′2″

    Cathedral Ceiling(s), Open Concept, Sliding Doors

  • Kitchen

    Main

    3.30 × 2.92 m · 10′10″ × 9′7″

  • Bathroom

    Main

    2.84 × 2.95 m · 9′4″ × 9′8″

  • Pantry

    Main

    1.52 × 1.91 m · 5′0″ × 6′3″

  • Bedroom

    Main

    3.23 × 3.86 m · 10′7″ × 12′8″

  • Bedroom

    Main

    3.61 × 2.54 m · 11′10″ × 8′4″

  • Primary Bedroom

    Second

    5.84 × 2.44 m · 19′2″ × 8′0″

  • 3-piece washroom

    Main

History

Past listings and sales for this home and building.

Monthly cost

Estimated monthly cost

$5,118/mo

Mortgage
$4,866
Property tax
$252
Down payment$219,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$240,154

$219,800 down + $20,354 to $21,604 in closing costs

Ontario land transfer tax
$18,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$149

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$1,099,000

Tour in person or by video

Book a viewing