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Condo ApartmentListed 70 days ago

$280,000

257 Hemlock Street 424, Waterloo, ON N2L 0K2

Waterloo · N2L 0K2

Listing brokerage: SAGE REAL ESTATE LIMITED

Beds
1
Baths
1
Sq ft
0–499
Parking
0

Monthly costs

Maintenance

$430/mo

Property taxes

$235/mo

$2,822 a year (2026)

About $666 a month in fees and taxes, before the mortgage.

The fee covers

  • Covered: Heat
  • Covered: Water
  • Covered: Air conditioning
  • Covered: Common Elements
  • Covered: Building Insurance
  • Not covered: Hydro

Bills not covered are paid by the owner.

The unit

Exposure
West
Parking
None
Locker
None
Balcony
Open
Laundry
Ensuite
Age
6-10 years
Possession
Immediate/TBD

The building

257 Hemlock Street 424

  • 2 for sale
  • 1 for rent

About this home

Turnkey, fully furnished living in the heart of Waterloo! Welcome to SAGE X, ideally located just steps from the University of Waterloo, Wilfrid Laurier University, Conestoga College's Waterloo campus, the ION LRT and everyday amenities. This bright and modern 1-bedroom suite features a bright west exposure, laminate flooring throughout, a contemporary kitchen with granite countertops and stainless steel appliances, ensuite laundry and a spacious balcony complete with an outdoor electrical outlet. Offered fully furnished with a bed, TV, desks, bookshelves, dining set and more, it's truly move-in or rent-out-ready. Building amenities include a rooftop terrace, fitness centre, study room, bike storage and visitor parking. An outstanding opportunity for investors, students, first-time buyers or young professionals seeking low-maintenance living in one of Waterloo's most convenient locations.

All details23 more from the listing · Interior, Building, Heating, Parking, Exterior, Taxes, Listing

Interior

Bedrooms
1
Bathrooms
1
Kitchens
1
Rooms
6
Size
0-499 sq ft

Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Separate Hydro Meter
  • Water Heater

Building & Amenities

Floor
4
Property management
Wilson Blanchard, (519) 620-8778

Amenities

  • Bus Ctr (WiFi Bldg)
  • Elevator
  • Exercise Room
  • Gym
  • Rooftop Deck/Garden
  • Visitor Parking

Heating & Cooling

Heating
Forced Air
Heat source
Gas
Cooling
Central Air

Parking

Covered spaces
0

Exterior & Lot

Style
Apartment
Exterior
Concrete Poured

Exterior features

  • Canopy
  • Deck

Taxes & Fees

HST
Included In

Listing

MLS® number
X13639822
Type
Condo Apartment
Transaction
For Sale
Cross streets
University & Albert
Original price
$287,900
Rooms · 7Foyer, Kitchen, Primary Bedroom, Living Room, Dining Room, Bathroom, Washroom
  • Foyer

    Main

    1.50 × 1.30 m · 4′11″ × 4′3″

    Tile Floor, Closet

  • Kitchen

    Main

    3.76 × 1.78 m · 12′4″ × 5′10″

    Laminate, Stainless Steel Appl

  • Primary Bedroom

    Main

    2.90 × 2.29 m · 9′6″ × 7′6″

    Laminate

  • Living Room

    Main

    3.07 × 4.19 m · 10′1″ × 13′9″

    Combined w/Dining

  • Dining Room

    Main

    3.07 × 4.19 m · 10′1″ × 13′9″

    Combined w/Living

  • Bathroom

    Main

    2.15 × 1.80 m · 7′1″ × 5′11″

    Tile Floor, 4 Pc Bath

  • 4-piece washroom

    Main

History

Past listings and sales for this home and building.

Location

257 Hemlock Street 424, Waterloo, ON N2L 0K2 · Near University & Albert

Monthly cost

Estimated monthly cost

$1,905/mo

Mortgage
$1,240
Property tax
$235
Maintenance
$430
Down payment$56,000 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$60,914

$56,000 down + $4,914 to $6,164 in closing costs

Ontario land transfer tax
$2,675
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Status certificate
$100
Property tax adjustment
$139
Condo fee adjustment
$250

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

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$280,000

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