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DetachedListed 3 hours ago

$749,000

822 Whitecap Street, Waterloo, ON N2K 4L4

Waterloo · N2K 4L4

Listing brokerage: FLUX REALTY

Beds
3
Baths
3
Sq ft
1100–1500
Parking
3
Virtual tour

Monthly costs

Property taxes

$418/mo

$5,012 a year (2026)

The home

Lot size
32.2 × 105.7 ft
Style
2-Storey
Basement
Finished, Full
Parking
3 spots · Attached
Faces
West
Heating · cooling
Forced Air, Central Air
Possession
Before Dec 15th

Open houses

  • Saturday, Oct 17 · 1–3 PM

    In person · no appointment needed

  • Sunday, Oct 18 · 1–3 PM

    In person · no appointment needed

About this home

Welcome to 822 Whitecap Avenue, a beautifully maintained home in Waterloo's sought-after Eastbridge neighbourhood! With three bedrooms, thoughtfully updated living spaces, and plenty of room to enjoy both inside and out, this home has so much to offer. Step inside to a bright and inviting main floor where vaulted ceilings and large windows bring in an abundance of natural light. The living room features hardwood flooring, a cozy fireplace, and custom built-in cabinetry that adds both character and storage. The updated kitchen brings together white cabinetry, quartz countertops, stainless steel appliances, and a contrasting blue island with seating, while the adjoining dining area offers a natural gathering place with easy access to the backyard. A convenient powder room completes the main floor. Upstairs, you'll find three comfortable bedrooms, including a spacious primary bedroom with beautiful arched windows and a walk-in closet, along with a full bathroom featuring heated floors. Downstairs, the finished basement offers even more room to spread out, with a second fireplace, built-in shelving, a generous recreation area, and an additional full bathroom, also equipped with heated flooring. Whether it's movie nights, a playroom, or a place to unwind, there's plenty of flexibility to make the space your own. Outside, the fully fenced backyard is ready for summer evenings and weekend get-togethers, with a large two-level deck, covered seating area, and green space for kids or pets to enjoy. A stamped concrete driveway adds to the home's curb appeal. Set in the established Eastbridge community, you're close to parks, walking trails, schools, shopping, and everyday amenities, with everything you need just a short distance from home.

All details20 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Rooms
6
Den / family room
Yes
Size
1100-1500 sq ft
Fireplace
Yes

Features

  • Water Heater

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1

Exterior & Lot

Exterior
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
X14079800
Type
Detached
Transaction
For Sale
Cross streets
New Hampshire
Rooms · 12Kitchen, Dining Room, Great Room, Bathroom ×2, Primary Bedroom, Bedroom, Bedroom 2, Recreation, Washroom ×3
  • Kitchen

    Main

    3.51 × 3.25 m · 11′6″ × 10′8″

  • Dining Room

    Main

    2.95 × 3.10 m · 9′8″ × 10′2″

  • Great Room

    Main

    6.48 × 3.58 m · 21′3″ × 11′9″

  • Bathroom

    Second

    3.00 × 2.57 m · 9′10″ × 8′5″

  • Primary Bedroom

    Second

    4.65 × 3.33 m · 15′3″ × 10′11″

  • Bedroom

    Second

    3.45 × 3.61 m · 11′4″ × 11′10″

  • Bedroom 2

    Second

    2.82 × 2.90 m · 9′3″ × 9′6″

  • Bathroom

    Basement

    2.46 × 2.59 m · 8′1″ × 8′6″

    3 Pc Bath

  • Recreation

    Basement

    8.51 × 6.07 m · 27′11″ × 19′11″

  • 2-piece washroom

    Main

  • 4-piece washroom

    Second

  • 3-piece washroom

    Basement

History

Past listings and sales for this home and building.

Location

822 Whitecap Street, Waterloo, ON N2K 4L4 · Near New Hampshire

Monthly cost

Estimated monthly cost

$3,734/mo

Mortgage
$3,316
Property tax
$418
Down payment$149,800 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$163,252

$149,800 down + $13,452 to $14,702 in closing costs

Ontario land transfer tax
$11,455
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$247

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$749,000

Open house Sat 1–3 PM

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