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DetachedListed 4 hours ago

$839,900

409 Gilbert Street E, Whitby, ON L1N 1R6

Downtown Whitby · Whitby · L1N 1R6

Listing brokerage: Keller Williams Energy Real Estate

Beds
4
Baths
3
Sq ft
2000–2500
Parking
6
Virtual tour

Monthly costs

Property taxes

$580/mo

$6,954 a year (2025)

The home

Lot size
60.9 × 163.1 ft
Style
2-Storey
Basement
Full
Parking
6 spots · Attached
Faces
South
Heating · cooling
Forced Air, Central Air
Possession
Flexible

About this home

Welcome to this cherished family home in the heart of downtown Whitby, lovingly cared for by its original owners. Offering 4 spacious bedrooms, 3 bathrooms, and set on an impressive 163-foot deep lot, this home is ready for a new family to create lasting memories.Inside, you'll find generous living spaces designed for everyday family life, while outside, the expansive backyard, with deck boards all replaced last year, offers plenty of room for children to play, family gatherings, summer barbecues, and future possibilities. The pride of ownership is evident throughout, reflecting years of care and attention.Perfectly located in a mature, family-friendly neighbourhood, you'll enjoy being just minutes from schools, parks, churches, shopping, restaurants, the GO Train, and Highway 401, making commuting and daily errands effortless. This is a rare opportunity to put down roots in a home that has been the backdrop for a lifetime of family memories and is ready to welcome its next chapter. Upgrades: Two new toilets upstairs bathroom. Windows at back of house Approx. 2023, Furnace and Ac Approx. 2021 - maintained yearly, Shingles 2012, Deck boards all replaced last year.

All details22 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Rooms
9
Den / family room
Yes
Size
2000-2500 sq ft
Fireplace
Yes

Features

  • Auto Garage Door Remote
  • Water Heater Owned

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
2

Features

  • Private

Exterior & Lot

Exterior
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete

Utilities

Sewer
Sewer

Taxes & Fees

HST
Not Subject to HST

Listing

MLS® number
E14078270
Type
Detached
Transaction
For Sale
Neighbourhood
Downtown Whitby
Cross streets
Gilbert St E/Brock St S
Rooms · 12Living Room, Dining Room, Kitchen, Family Room, Breakfast, Primary Bedroom, Bedroom 3, Bedroom 2, Bedroom 4, Washroom ×3
  • Living Room

    Main

    5.60 × 3.54 m · 18′4″ × 11′7″

    Bay Window, French Doors, Hardwood Floor

  • Dining Room

    Main

    3.49 × 3.38 m · 11′5″ × 11′1″

    Large Window, Hardwood Floor, French Doors

  • Kitchen

    Main

    3.39 × 4.35 m · 11′1″ × 14′3″

    Wainscoting, Picture Window, Backsplash

  • Family Room

    Main

    5.30 × 3.62 m · 17′5″ × 11′11″

    Fireplace, Broadloom, W/O To Deck

  • Breakfast

    Main

    3.39 × 4.35 m · 11′1″ × 14′3″

    Large Window, Tile Floor, Combined w/Kitchen

  • Primary Bedroom

    Second

    5.03 × 3.57 m · 16′6″ × 11′9″

    Walk-In Closet(s), 4 Pc Ensuite, Hardwood Floor

  • Bedroom 3

    Second

    3.90 × 3.64 m · 12′10″ × 11′11″

    Mirrored Closet, Crown Moulding, Hardwood Floor

  • Bedroom 2

    Second

    2.84 × 4.30 m · 9′4″ × 14′1″

    Mirrored Closet, Crown Moulding, Hardwood Floor

  • Bedroom 4

    Second

    3.11 × 4.17 m · 10′2″ × 13′8″

    Mirrored Closet, Crown Moulding, Hardwood Floor

  • 2-piece washroom

    Main

  • 2 × 4-piece washroom

    Second

History

Past listings and sales for this home and building.

Location

409 Gilbert Street E, Whitby, ON L1N 1R6 · Near Gilbert St E/Brock St S

Monthly cost

Estimated monthly cost

$4,298/mo

Mortgage
$3,719
Property tax
$580
Down payment$167,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$183,346

$167,980 down + $15,366 to $16,616 in closing costs

Ontario land transfer tax
$13,273
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$343

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$839,900

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