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DetachedListed 22 days ago

$949,900

409 Harris Street, Whitby, ON L1N 0E7

Downtown Whitby · Whitby · L1N 0E7

Listing brokerage: Keller Williams Energy Real Estate

Beds
4
Baths
3
Sq ft
2000–2500
Parking
3
Virtual tour

Monthly costs

Property taxes

$523/mo

$6,274 a year (2025)

The home

Lot size
29.5 × 114.9 ft
Style
2-Storey
Basement
Finished with Walk-Out
Parking
3 spots · Attached
Faces
East
Heating · cooling
Forced Air, Central Air
Possession
60 Days

Open house

  • Saturday, Oct 17 · 2–4 PM

    In person · no appointment needed

About this home

Exceptional space, quality craftsmanship and an incredible downtown Whitby location set the stage for this impressive Denoble-built home, tucked within an intimate boutique community & offering approximately 2,105 sq ft plus a finished W/O basement with excellent in-law suite potential. With 4 spacious bedrms & 3 bathrms, this home delivers the room today's families are looking for.Step inside to a bright, inviting main floor where beautiful H/W flooring & an O/C design create an effortless flow for everyday living & entertaining. The generous dining room opens seamlessly to the living room, anchored by a cozy gas fireplace & finished with California shutters.At the heart of the home, the Eat-in kitchen combines style & function with granite counters, S/S appliances, extended cabinetry, a pantry & spacious breakfast area with W/O to the two-tier deck, interlocking patio & fully fenced backyard, perfect for summer dining, entertaining or simply unwinding outdoors. A 2-pc bath, main-floor laundry with laundry chute & direct garage access complete this level.An updated hardwood staircase with striking cast-iron spindles leads upstairs, where 4 spacious bedrooms provide plenty of room for the entire family.The generous primary retreat features a W/I closet & 5-pc ensuite, while 3 additional spacious bedrms & a 4-pc family bath complete the upper level. And there's more. The finished W/O basement significantly extends the living space & offers potential for an in-law suite or multi-generational living. Featuring a large rec room, pot lights, cantina, abundant storage, rough in for bathroom & direct access to the backyard, there's plenty of flexibility to create additional living, work or guest space.California shutters add a polished finishing touch throughout. Ideally located near parks, schools, shopping & dining, with convenient access to Hwy 401 & the GO Train.Space to grow. Room to gather. Flexibility for the future. This is downtown Whitby living at its best

All details26 more from the listing · Interior, Heating, Parking, Exterior, Utilities, Taxes, Listing

Interior

Bedrooms
4
Bathrooms
3
Kitchens
1
Rooms
6
Den / family room
Yes
Size
2000-2500 sq ft
Fireplace
Living Room

Features

  • In-Law Capability
  • On Demand Water Heater
  • Rough-In Bath
  • Water Heater

Accessibility

  • Accessible Public Transit Nearby
  • Open Floor Plan
  • Parking

Heating & Cooling

Heat source
Gas

Parking

Covered spaces
1.5

Features

  • Private

Exterior & Lot

Exterior
Brick
Roof
Asphalt Shingle
Foundation
Concrete
View
Garden

Other structures

  • Fence - Full
  • Garden Shed

Exterior features

  • Deck
  • Patio
  • Privacy
  • Porch

Utilities

Sewer
Sewer

Taxes & Fees

HST
Included In

Listing

MLS® number
E13818190
Type
Detached
Transaction
For Sale
Neighbourhood
Downtown Whitby
Cross streets
Cochrane St & Beech St W
Rooms · 14Living Room, Dining Room, Kitchen, Breakfast, Room ×2, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Recreation, Washroom ×3
  • Living Room

    Main

    5.23 × 2.69 m · 17′2″ × 8′10″

    Hardwood Floor, Fireplace, California Shutters

  • Dining Room

    Main

    5.23 × 2.69 m · 17′2″ × 8′10″

    Hardwood Floor, Open Concept, California Shutters

  • Kitchen

    Main

    3.17 × 2.79 m · 10′5″ × 9′2″

    Centre Island, Granite Counters, Backsplash

  • Breakfast

    Main

    4.85 × 2.79 m · 15′11″ × 9′2″

    Open Concept, Walk-Out, California Shutters

  • Room

  • Primary Bedroom

    Second

    4.57 × 3.63 m · 15′0″ × 11′11″

    Broadloom, 5 Pc Ensuite, Walk-In Closet(s)

  • Bedroom 2

    Second

    3.09 × 2.94 m · 10′2″ × 9′8″

    Broadloom, Double Closet, California Shutters

  • Bedroom 3

    Second

    4.85 × 3.04 m · 15′11″ × 10′0″

    Broadloom, Double Closet, California Shutters

  • Bedroom 4

    Second

    4.39 × 3.50 m · 14′5″ × 11′6″

    Broadloom, Double Closet, California Shutters

  • Recreation

    Lower

    6.52 × 5.76 m · 21′5″ × 18′11″

    Broadloom, Pot Lights, W/O To Patio

  • Room

  • 2-piece washroom

    Main

  • 4-piece washroom

    Upper

  • 5-piece washroom

    Upper

History

Past listings and sales for this home and building.

Location

409 Harris Street, Whitby, ON L1N 0E7 · Near Cochrane St & Beech St W

Monthly cost

Estimated monthly cost

$4,729/mo

Mortgage
$4,206
Property tax
$523
Down payment$189,980 · 20%
Interest rate4.50%

Amortization

Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.

Cash to close

Cash to close

$207,512

$189,980 down + $17,532 to $18,782 in closing costs

Ontario land transfer tax
$15,473
Legal fees and disbursements
$1,500 to $2,500
Title insurance
$250 to $500
Property tax adjustment
$309

Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.

The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.

$949,900

Open house Sat 2–4 PM

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