$235,000
321 Spruce Street 312, Waterloo, ON N2L 0G4
Waterloo · N2L 0G4
Listing brokerage: HOMELIFE LANDMARK REALTY INC.
- Beds
- 1 + Den
- Baths
- 1
- Sq ft
- 500–599
- Parking
- 0
Monthly costs
Maintenance
$705/mo
$1.28 per sq ft
Property taxes
$284/mo
$3,414 a year (2025)
About $989 a month in fees and taxes, before the mortgage.
The fee covers
- Covered: Heat
- Covered: Air conditioning
- Covered: Common Elements
- Covered: Condo Taxes
- Covered: Building Insurance
- Not covered: Hydro
- Not covered: Water
Bills not covered are paid by the owner.
The unit
- Exposure
- West
- Parking
- None
- Locker
- None
- Balcony
- None
- Laundry
- In-Suite Laundry
- Possession
- Immediate
The building
321 Spruce Street 312
- 2 for sale
- 2 for rent
About this home
Excellent Investment Opportunity. 1+1 Corner Condo Unit Located In The Center Of University Town In Waterloo. Steps Away from Wilfred Laurier University, University Of Waterloo And Conestoga College. The unit features a well-designed layout, quartz countertops, premium laminate flooring throughout, in-suite laundry, and comes with furniture (sold as-is). The bright den includes two windows and can serve as a second bedroom. A weekly cleaning service costing $126.72 per month makes the unit easier to rent out and generates higher rental returns. The building offers excellent amenities, including a gym, shuttle service, keyless entry system, guest suites, a rooftop terrace, and more. The current tenant will move out on May 31, 2026. The seller is highly motivated - don't miss out on this prime opportunity!
All details22 more from the listing · Interior, Building, Heating, Parking, Exterior, Taxes, Listing
Interior
- Bedrooms
- 1 + Den
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 5
- Size
- 500-599 sq ft
Features
- Carpet Free
Building & Amenities
- Floor
- 3
- Property management
- Self-managed by Condo Board
Heating & Cooling
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
Parking
- Covered spaces
- 0
Exterior & Lot
- Style
- Apartment
- Exterior
- Concrete
Taxes & Fees
- HST
- Included In
Listing
- MLS® number
- X13062008
- Type
- Condo Apartment
- Transaction
- For Sale
- Cross streets
- Columbia And King St N
- Original price
- $275,000
Rooms · 6Foyer, Kitchen, Living Room, Bedroom, Den, Washroom
Foyer
Main
1.62 × 2.16 m · 5′4″ × 7′1″
Foyer
Kitchen
Main
4.30 × 2.50 m · 14′1″ × 8′2″
Kitchen
Living Room
Main
2.52 × 3.53 m · 8′3″ × 11′7″
Living Room
Bedroom
Main
2.88 × 3.83 m · 9′5″ × 12′7″
Bedroom
Den
Main
1.93 × 2.82 m · 6′4″ × 9′3″
Den
4-piece washroom
Main
History
Past listings and sales for this home and building.
Location
321 Spruce Street 312, Waterloo, ON N2L 0G4 · Near Columbia And King St N
Monthly cost
Estimated monthly cost
$2,030/mo
- Mortgage
- $1,041
- Property tax
- $284
- Maintenance
- $705
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$51,503
$47,000 down + $4,503 to $5,753 in closing costs
- Ontario land transfer tax
- $2,075
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Status certificate
- $100
- Property tax adjustment
- $168
- Condo fee adjustment
- $409
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
Other homes in 321 Spruce Street 312
4
$1,950/mo
Unit 706
1 + Den · 2 ba · 800-899 sq ft
Listing brokerage: CENTURY 21 MYPRO REALTY
$298,000
Unit 710
1 + Den · 2 ba · 700-799 sq ft
Listing brokerage: CENTURY 21 MYPRO REALTY
$1,900/mo
Unit 501
1 + Den · 1 ba · 600-699 sq ft
Listing brokerage: RIGHT AT HOME REALTY
$274,900
Unit 501
1 + Den · 1 ba · 600-699 sq ft
Listing brokerage: RIGHT AT HOME REALTY
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$235,000
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