$298,000
321 Spruce Street 710, Waterloo, ON N2L 0G4
Waterloo · N2L 0G4
Listing brokerage: CENTURY 21 MYPRO REALTY
- Beds
- 1 + Den
- Baths
- 2
- Sq ft
- 700–799
- Parking
- 0
Monthly costs
Maintenance
$746/mo
$1.00 per sq ft
Property taxes
$332/mo
$3,982 a year (2026)
About $1,078 a month in fees and taxes, before the mortgage.
The fee covers
- Covered: Heat
- Not covered: Hydro
- Not covered: Water
- Not covered: Air conditioning
Bills not covered are paid by the owner.
The unit
- Exposure
- North
- Parking
- None
- Locker
- None
- Balcony
- None
- Laundry
- Ensuite
- Age
- 6-10 years
- Possession
- Flexible
The building
321 Spruce Street 710
- 2 for sale
- 2 for rent
About this home
Urban Loft CondoModern two-level loft-style condo in the heart of Waterloo, steps from the University of Waterloo, Wilfrid Laurier University, and Conestoga College. This bright 1-bedroom + den (or second bedroom), 2-bathroom loft suite features an open-concept main floor with soaring windows and abundant natural light. The contemporary kitchen offers stainless steel appliances and flows into a spacious living area ideal for studying, relaxing, or entertaining. Upstairs, the private loft primary bedroom is complemented by a flexible den that serves as a second bedroom or home office. Dual full bathrooms (one on each level) and in-suite laundry provide everyday convenience.Located in Waterloo's vibrant urban core, enjoy cafés, restaurants, shopping, parks, and transit all within walking distance. Perfect for students or young professionals seeking style, flexibility, and an unbeatable location.
All details24 more from the listing · Interior, Building, Heating, Parking, Exterior, Taxes, Listing
Interior
- Bedrooms
- 1 + Den
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 5
- Size
- 700-799 sq ft
Features
- Built-In Oven
- Carpet Free
Building & Amenities
- Elevator
- Yes
- Floor
- 6
- Property management
- Condo Board Self Manage
Amenities
- Bus Ctr (WiFi Bldg)
- Concierge
- Exercise Room
- Gym
- Recreation Room
Heating & Cooling
- Heating
- Forced Air
- Heat source
- Gas
- Cooling
- Central Air
Parking
- Covered spaces
- 0
Features
- Underground
Exterior & Lot
- Style
- Apartment
- Exterior
- Concrete
Taxes & Fees
- HST
- Included In
Listing
- MLS® number
- X13629528
- Type
- Condo Apartment
- Transaction
- For Sale
- Cross streets
- University Ave W & King St N
- Co-listing brokerage
- HOMELIFE LANDMARK REALTY INC.
Rooms · 2Washroom ×2
3-piece washroom
Lower
3-piece washroom
Upper
History
Past listings and sales for this home and building.
Location
321 Spruce Street 710, Waterloo, ON N2L 0G4 · Near University Ave W & King St N
Monthly cost
Estimated monthly cost
$2,398/mo
- Mortgage
- $1,319
- Property tax
- $332
- Maintenance
- $746
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$65,025
$59,600 down + $5,425 to $6,675 in closing costs
- Ontario land transfer tax
- $2,945
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Status certificate
- $100
- Property tax adjustment
- $196
- Condo fee adjustment
- $433
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
Other homes in 321 Spruce Street 710
4
$1,950/mo
Unit 706
1 + Den · 2 ba · 800-899 sq ft
Listing brokerage: CENTURY 21 MYPRO REALTY
$1,900/mo
Unit 501
1 + Den · 1 ba · 600-699 sq ft
Listing brokerage: RIGHT AT HOME REALTY
$274,900
Unit 501
1 + Den · 1 ba · 600-699 sq ft
Listing brokerage: RIGHT AT HOME REALTY
$235,000
Unit 312
1 + Den · 1 ba · 500-599 sq ft
Listing brokerage: HOMELIFE LANDMARK REALTY INC.
The listing information is deemed reliable but is not guaranteed accurate by PROPTX. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
$298,000
Tour in person or by video