$274,900
321 Spruce Street 501, Waterloo, ON N2L 0G4
Waterloo · N2L 0G4
Listing brokerage: RIGHT AT HOME REALTY
- Beds
- 1 + Den
- Baths
- 1
- Sq ft
- 600–699
- Parking
- 0
Monthly costs
Maintenance
$740/mo
$1.14 per sq ft
Property taxes
$288/mo
$3,452 a year (2025)
About $1,027 a month in fees and taxes, before the mortgage.
The fee covers
- Covered: Common Elements
- Not covered: Heat
- Not covered: Hydro
- Not covered: Water
- Not covered: Air conditioning
Bills not covered are paid by the owner.
The unit
- Exposure
- South
- Parking
- None
- Locker
- None
- Balcony
- None
- Laundry
- In-Suite Laundry
- Possession
- 30-59 days
The building
321 Spruce Street 501
- 2 for sale
- 2 for rent
About this home
Experience luxury and convenience in this bright 1+1 bedroom condo in the heart of Waterloo, just steps from University of Waterloo, Wilfrid Laurier University, and Conestoga College. Featuring high-end finishes, stainless steel appliances, quartz countertops, and floor-to-ceiling windows, this fully furnished unit offers a spacious den that can serve as a second bedroom or office, in-suite laundry, and included high-speed internet and weekly housekeeping. Residents enjoy concierge service, an exercise/recreation room, a rooftop patio, and guest suites in this well-maintained, modern building. Immediate occupancy is available book your viewing today!
All details23 more from the listing · Interior, Building, Heating, Parking, Exterior, Taxes, Listing
Interior
- Bedrooms
- 1 + Den
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 5
- Size
- 600-699 sq ft
Features
- Carpet Free
Building & Amenities
- Elevator
- Yes
- Floor
- 5
- Property management
- Condo Board Self Manage
Heating & Cooling
- Heating
- Water
- Heat source
- Other
- Cooling
- Central Air
Parking
- Covered spaces
- 0
Exterior & Lot
- Style
- Apartment
- Exterior
- Brick Veneer
Taxes & Fees
- HST
- Included In
Listing
- MLS® number
- X13541492
- Type
- Condo Apartment
- Transaction
- For Sale
- Cross streets
- King and University
Rooms · 6Kitchen, Great Room, Primary Bedroom, Den, Bathroom, Washroom
Kitchen
Main
2.95 × 3.53 m · 9′8″ × 11′7″
Great Room
Main
2.92 × 3.53 m · 9′7″ × 11′7″
Primary Bedroom
Main
3.99 × 2.57 m · 13′1″ × 8′5″
Den
Main
2.11 × 2.67 m · 6′11″ × 8′9″
Bathroom
Main
3 Pc Bath
3-piece washroom
History
Past listings and sales for this home and building.
Location
321 Spruce Street 501, Waterloo, ON N2L 0G4 · Near King and University
Monthly cost
Estimated monthly cost
$2,244/mo
- Mortgage
- $1,217
- Property tax
- $288
- Maintenance
- $740
Amortization
Estimate only, for illustration. Includes mortgage default insurance when less than 20% is put down. Speak with a lender for an exact figure.
Cash to close
Cash to close
$60,028
$54,980 down + $5,048 to $6,298 in closing costs
- Ontario land transfer tax
- $2,599
- Legal fees and disbursements
- $1,500 to $2,500
- Title insurance
- $250 to $500
- Status certificate
- $100
- Property tax adjustment
- $170
- Condo fee adjustment
- $429
Estimate only, not legal or tax advice. Rates as of 2026-10-14 from Ontario, City of Toronto and CMHC published rates. Legal and title figures are typical ranges. Adjustments assume the seller prepaid the closing month. First-time rebates have eligibility rules; confirm with your lawyer.
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$274,900
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